Partner with an insurer that will
protect your business as it grows…

Is your business a sole prop or an established entity (like plumbers, caterers and any other self-ran businesses)? Partner with iWYZE Business Insurance to protect your ever growing business. You can trust us as we are backed by Old Mutual’s industry experience that spans over 170 years.

iWYZE Business Insurance is designed for small to medium-sized businesses, we know and understand what your business means to you, how hard you have worked to keep it afloat. We also know that it took blood and sweat to get your business to where it is today, trust us to partner with you to protect your greatest pride and investment.

Guaranteed benefits for your business:
  • Cover that is tailored for your business’ unique needs
  • Up to R30 million in cover
  • 24/7/365 days of Office and Roadside Emergency Assistance
  • Efficient and quick quote and sales process
  • Easy to understand Business Insurance

Make the wise insurance choice!
Contact us for affordable, reliable insurance you can trust.

Have peace of mind and choose a cover that suits your needs:


motor cover

Motor cover:
Cover the assets that keep your business on the move: from scooters to trucks and everything in between. Get motor cover to protect the vehicles that add value to your business.

Covers Motor Vehicles for:

  • Comprehensive
  • 3rd Party, Fire, and Theft
  • 3rd Party Only
  • Business
  • Private
  • Trade

Building cover

Building cover:
Your building is home to your business, and with iWYZE you can protect both. Choose building cover to protect your business property during disaster or related loss of income.

Building cover includes:

  • Buildings
  • Public supply connections (accidental damage)
  • Rent and alternative premises (loss of rent, cost to rent elsewhere)
  • Legal liability (3rd Party Liability)
  • Fire
  • Glass

 Contents Cover

Contents cover:
Cover the everyday essentials that keep your business booming, with iWYZE Business Insurance contents cover. Protect the heart of your operations against loss.

Contents cover includes:

  • Loss or damage
  • Theft
  • Rent payable to landlord
  • Documents
  • Legal Liability documents
  • Increase in cost of working
  • Fire (excl. Stock in Trade)

iWYZE Business Insurance

What do you need to get covered?

In order to take up cover, we will need the following:


Registration number

ID number

Business owner


Company decision maker

Frequently Asked Questions

1. Who is best for business insurance?

If you're looking for a business insurance partner with experience and expertise, look no further than iWYZE Business Insurance!

iWYZE Business Insurance is backed by OLD MUTUAL, the most trusted brand in South Africa. With over 170 years of industry experience and expertise, we understand the ins and outs of business insurance.

We offer insurance solutions that fit your ever-growing business, including:

  • Building Cover
  • Office Contents Cover
  • Public Liability Cover 

Click here for a quote designed and tailor-made just for your business requirements.

2. What is the most common business insurance?

With IWYZE, you can find the business insurance cover that suits your needs.

Vehicle insurance, business property insurance and office contents insurance are some of the most common types of business insurance.

With iWYZE, you can get a quote for each type of cover and choose the one that suits your needs.

You can have peace of mind knowing that your assets are protected and you will be reimbursed if anything happens to them.

Contact one of our expert advisors to ensure you make the wise choice 

3. What are the 4 types of business insurance?

There are several types of business insurance. For example, business owners may want to consider building insurance cover in case there is any damage to the structure or even loss of property.

Office contents insurance will protect property within the office against theft and fire as well as storm damage such as strong winds/heavy rains.

Public liability insurance will cover any potential liability that can arise from accidents like slips and falls.

Business interruption insurance will protect businesses against short-term losses due to a fire or other event that interrupts operations but doesn't destroy the building itself.

4. What is small business insurance?

Small business insurance is a blanket term for all the different types of insurance you need to operate your business. It can cover everything from property damage to public liability and revenue losses.

Depending on what kind of business you have, there are different kinds of policies you might need to take out to protect yourself — but if any one of these things happened it could cost you thousands or even millions of rands in lost revenue, equipment damage and other damages.

5. Why do I need business insurance?

In today's competitive business environment, you need to protect your company from unexpected events. Business insurance helps guard against theft, property damage, liability and more.

Partner with iWYZE Business Insurance so you can focus on what’s most important: running your business.

6. What should be included in business insurance?

This depends on your needs and requirements. iWYZE has a wide range of business insurance covers to ensure peace of mind during an unexpected event.

Contact iWYZE for a quote  

7. How much does business insurance cost in South Africa

Business insurance cost depends on the type of risk that you're exposed to or the area of operations. At IWYZE we can assist you in making the right choice tailored to your budget and affordability. Contact us today for a quote, we would love to help!

8. Is it a legal requirement to have business insurance?

Businesses are legally required to have at least some form of business insurance. This can help protect you from financial loss in the event of a disaster or if anyone is injured using your premises, product, or service.

9. What is public liability insurance?

Public liability insurance is designed to protect you and your business against losses arising from claims for personal injury or damage to property caused by a "third party" (i.e. someone other than yourself or an employee).

The policy will indemnify you in respect of claims made against your organisation.

10. What is business interruption insurance?

Business interruption insurance protects your company from financial losses that occur when a covered disruption keeps you away from your critical business activities for some time. It can cover loss of income, the cost to repair or replace damaged business property, depreciation in the value of already existing equipment, lost profits and more.

11. What is business vehicle insurance?

Business vehicle insurance is insurance designed to cover motor vehicles owned by businesses or used for business purposes. 

12. What is SASRIA?

A special risk add-on policy that protects individuals' assets (vehicles and homes), businesses, municipalities, and tertiary institutions from loss of or damage to property, arising from strikes, riots or civil commotion. 

13. What is Business All Risk Insurance?

Business all risks insurance protects your company’s assets against loss or damage, anywhere in the world. It provides cover for portable or movable items such as expensive electronic equipment, valuable cameras, laptops and mobile phones. However, it does not cover cash or any currency, including documents like title deeds or counterfeit items.

14. What is employer’s liability business insurance?

If you’re an employer, you should always make sure that your business is covered by employer’s liability insurance. This covers the business in case an employee suffers a fatal accident while carrying out their duties, is hurt on your premises or falls ill as a result of their work.

Make the wise choice for an affordable and reliable Employer’s Liability Cover.

Contact iWYZE for a quote

15. What is Goods in Transit business insurance?

Goods in Transit Insurance is designed to protect your goods during transportation. If you are transporting or storing goods, or have them in transit between any two places, this policy covers the loss or damage to your goods due to fire, explosions, collision, derailment or overturning.

16. Does business insurance cover road and office emergencies?

Yes, automatically covered under your iWYZE Business Insurance policy, Road Emergency Service covers flat tyre or battery, keys locked inside vehicle, out of fuel, and tow to the nearest service provider for place of safekeeping due to mechanical/electrical breakdown.

Office Emergency Service cover is automatically included with Office Contents or Buildings Combined policy cover. You are covered for emergency Locksmiths, Emergency Electricians, Plumbers, Emergency Glaziers, Tree Fellers and security

17. Does business insurance cover motorcycles

Yes, business insurance covers motorcycles. It covers the insured vehicle for loss or damage to the insured vehicle, and liability to third parties.


for affordable, reliable business insurance you can trust.