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So, knowing now that South Africa is a country that experiences cyclones and tornadoes, how can we increase the safety of our assets to protect against natural disasters? Here are a few tips to keep you protected in the future.
In Case of Emergency: How to Protect Your Assets
Get Great Insurance
There are some things that you can do around your home to limit the potential damage caused by a hurricane, flood, or other disaster. However, you can’t ever ensure that your home and its contents will make it through the event completely unscathed. This is precisely why you need a better kind of protection; insurance.
Having good insurance cover means that you don’t have to worry about losing certain items in your home’s contents. As long as you and your family are unharmed, material possessions can easily be replaced.
But, choose wisely. Be aware that not all insurance companies cover natural disasters. You want a company that recognises such incidents as grounds for a claim.
Protect Your Home’s Openings
It’s not a definite rule of thumb, but, more often than not, the weakest points of a structure are its openings. You’re more likely to have wind or rain damage your doors and windows than the walls of your home. So, pay extra attention to securing these.
You need to reinforce your doors – especially ones like double doors and garage doors. Make sure these can stand up to strong forces.
As far as the windows go, making hurricane shutters is a good idea. You’ll need to cut some sturdy wood to fit each window, and fasten these on the inside of your home. This way, if the glass breaks, it doesn’t come in with the weather.
Protect Your Belongings
You might not be able to protect your furniture from water, but you can keep it from falling and hurting members of your household. The best way to do this is by securing larger items to the wall using braces.
Smaller items should be wrapped in bubble wrap and placed in watertight containers. Provided you have enough warning, you might want to put these in a self-storage facility. But, be sure that the facility is protected against flooding and strong winds.
The Best All-Round Protection
As we mentioned, securing your home is wise, but it doesn’t ensure that you won’t experience any damage. The best way to feel protected is through a comprehensive insurance policy.
At iWYZE we cover natural disasters, as well as theft, fire, and more. So, to be absolutely certain that you won’t experience tragic loss of property during the next disaster, be sure to contact us for a quote today on 0860 93 94 93 or simply get an online quote at www.iwyze.co.za
Terms and conditions apply. Please note that the content displayed on this site is for information purposes only and does not replace our policies’ terms and conditions. The policy wording supersedes any marketing material. Any claim will be considered against the terms and conditions that apply at the time of claim and as set out in out customers’ policy documentation.