This post was published on 08 July, 2016

Insurance Plans | Iwyze

When money is a little tight, many people look to their insurance as the first ‘luxury expense’ to go, and then just hope that nobody breaks into their homes or collides with their cars.  But, in truth, if money is tight then insurance is the last thing you should be without!  The reason for this is that recovering from a disaster is much harder without insurance.  But, insurance doesn’t have to be a financial burden in any case.  Let’s investigate how to search for the most affordable insurance South Africa has to offer.

Make Your Current Insurance Affordable Insurance

It is possible to make your current insurance more affordable by taking out further policies with your current insurer.  Some insurance companies offer discounted policies to their current clients.  So, by choosing to insure all of your belongings through the same insurer, you might make your current plan one of the most affordable insurance plans available. Alternatively, you could consider other policy options  with that insurer, to something more within your available budget.

Check Premiums Before Buying

With regards to cars, many people only check insurance rates when buying their vehicles.  However, it is wiser to do some financial research beforehand.  There may be cars within your budget that have lower insurance premiums, based on various factors.  So, before buying a new car, check to see if there are others cars in your price range that will save you money on insurance. Consider your instalments and premiums as a fixed amount when budgeting.

Keep Good Credit

You may think that a credit score has nothing to do with insurance, but it can make a difference.  Many insurers feel that individuals with a good credit score  are generally a lower risk,  making them eligible for better premiums.

Get Affordable Insurance Quotes

Probably the best way to save money on insurance is to do your homework.  By getting affordable insurance quotes from leading insurers you have the best idea as to what you get for your money.

So, for affordable insurance quotes that are sure to delight both you and your wallet, contact iWYZE today!

 

Image credit: http://theaffordablecarinsurance.com/

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